Vocabulary Studio - Day 5
Numbers, Money, Prices, Discounts, Salaries & Financial Expressions
Numbers, Money & Prices
Master reading numbers, talking about money, asking prices, calculating discounts, bargaining politely, discussing salaries, and shopping with confidence in English.
Today's Goal: By the end of Day 5, you should be able to:
Module 1: Numbers & Counting (1–8)
From basic digits to Lakhs, Crores, Millions & Billions.
- I have two brothers.
- There are fifteen students in the class.
- The room has twenty chairs.
2Tens (20–100)
3Numbers Between Tens (Hyphen Rule)
Use a hyphen (-) when writing numbers between 21–99 that aren't exact tens.
I am twenty-five years old.
The book has sixty-four pages.
4Hundreds (100–999)
In American English: "Nine hundred ninety-nine" (without 'and').
"The phone costs three hundred dollars."
"There are five hundred students."
5Thousands (1,000–100,000)
"The car costs twenty thousand dollars."
"The company has more than ten thousand employees."
6Lakhs & Crores (Indian System)
"The house costs fifty lakh rupees."
"The company made a profit of two crore rupees."
International equivalent: "5 million" instead of "50 lakh".
7Million, Billion, Trillion
"The company is worth one billion dollars."
"The video has five million views."
8Number Reading Practice (Read Aloud)
Module 2: Money & Shopping Vocabulary (9–25)
Master core money terms, price vs cost, spend vs pay, affordability & value.
| Word | Meaning (Hindi) | Example Sentence | Audio |
|---|---|---|---|
| Money | पैसा | "I need money to buy groceries." | |
| Cash | नकद | "Do you have cash on you?" | |
| Coin | सिक्का | "I have a five-rupee coin." | |
| Note / Banknote | नोट | "He gave me a 500-rupee note." | |
| Currency | मुद्रा | "The rupee is Indian currency." | |
| Price | कीमत | "What's the price of this phone?" | |
| Cost | लागत/कीमत | "How much does this laptop cost?" | |
| Fee | शुल्क | "The admission fee is ₹500." | |
| Charge | शुल्क | "Is there any delivery charge?" | |
| Payment | भुगतान | "Payment can be made online." | |
| Bill | बिल | "Can I have the bill, please?" | |
| Receipt | रसीद | "Please keep the receipt safe." | |
| Discount | छूट | "There is a 20% discount today." | |
| Offer | ऑफर | "They have a special festive offer." | |
| Sale | बिक्री/सेल | "These shoes are on sale." | |
| Tax | कर | "Does the price include tax?" | |
| Tip | बख्शीश | "I left a tip for the waiter." | |
| Change | छुट्टे पैसे | "Do you have change for ₹500?" | |
| Refund | पैसे वापस | "I would like to request a refund." | |
| Budget | बजट | "It's well within my budget." | |
| Salary | वेतन | "My salary gets credited on the 1st." | |
| Income | आय | "His monthly income is good." | |
| Expense | खर्च | "Track your monthly expenses." | |
| Profit | लाभ | "The business made a huge profit." | |
| Loss | नुकसान | "The company reported a loss." |
10Price vs. Cost
The amount a customer pays for something.
"What's the price of this phone?"
The amount something requires.
"How much does this phone cost?"
11Asking the Price
Customer: How much is this?
Shopkeeper: It's ₹2,500.
₹100 → One hundred rupees.
₹500 → Five hundred rupees.
₹1,250 → One thousand two hundred and fifty rupees.
$50 → Fifty dollars.
€100 → One hundred euros.
Symbol: ₹
Name: Indian rupee / rupees
"It costs ₹500."
"It's five hundred rupees."
"I paid ₹1,200 for it."
Pattern: It costs + amount
"It costs ₹500."
"It costs $20."
"The ticket costs ₹1,500."
Pattern: I paid + amount + for + thing
"I paid ₹500 for this shirt."
"I paid $20 for lunch."
"I paid ₹2,000 for the shoes."
16"Spend" (पैसा खर्च करना)
"I spent ₹1,000 on clothes."
"I spent $50 on dinner."
"I spent two hours studying."
17Spend vs. Pay
Focuses on the payment action.
"I paid ₹500 for the book."
Focuses on amount used.
"I spent ₹500 on the book."
Both describe the same transaction, but shift the focus slightly.
Save money = पैसे बचाना
"I'm trying to save money."
"I save some money every month."
"We should save money for emergencies."
Opposite: Spend money ("I spend too much money on food.")
Waste money = पैसे बर्बाद करना
"Don't waste your money."
"I don't want to waste money on something I don't need."
Afford = खरीदने की क्षमता होना
"I can't afford it." (= मैं इसे नहीं खरीद सकता)
"Can you afford a new car?"
"It's expensive, but I can afford it."
"I can't afford to buy it right now."
21-22Cheap vs. Expensive & More Natural Alternatives
✨ Affordable (कीमत जो आसानी से वहन की जा सके)
✨ Inexpensive
"This laptop is affordable."
Note: 'Affordable' sounds much more positive than 'cheap'!
✨ Costly
✨ Pricey (थोड़ा महँगा)
"This restaurant is quite pricey."
23-25Worth & Value for Money
"It's worth ₹1,000."
"It's worth it." / "It's not worth it."
"This phone offers good value for money."
"Is there any discount? / Can I get a discount?"
Module 3: Discounts, Offers & Bargaining (26–35)
Calculate discounts, negotiate politely, and use native shop expressions.
26-27Percentages & Discount Calculation
Original price: ₹1,000 | Discount: 20% (₹200) → Final price: ₹800
"The original price was ₹1,000, but after a 20% discount, it costs ₹800."
28-30Promotional Terms (Original Price, On Sale, BOGO)
"The original price was ₹2,000, but the sale price is ₹1,500."
"These shoes are on sale. The laptop is currently on sale."
"Buy one, get one free." (Buy 1 item, get 2nd item free without paying)
31-32Bargaining & Polite Negotiating Expressions
"Give me a discount."
"It is very expensive."
- • "Could you give me a little discount?"
- • "Is there any chance you could lower the price?"
- • "Could you offer me a better price?"
- • "That's a little too expensive for me."
33. Real Shopping Negotiation Dialogue
34–35. Master Negotiation Chunks
"The best I can do is ₹1,300."
= इससे बेहतर कीमत मैं नहीं दे सकता।
"That's a little too expensive for me."
"It's a bit too expensive."
Much more polite than saying "It's very expensive."
Module 4: Payments, Receipts, Refunds & Budgets (36–44)
Methods of payment, receipt pronunciation, bill vs receipt, change & refund.
36Payment Methods (भुगतान के तरीके)
37. Receipt (रसीद)
Receipt → The 'P' is SILENT! Pronounced: ri-SEET
"Can I get a receipt?"
"Please keep the receipt."
"I need the receipt for my records."
38Bill (भुगतान का बिल)
Bill = भुगतान के लिए दी गई राशि का पर्चा
Example: Pay ₹500 for item costing ₹350 → Receive ₹150 change.
"Here's your change."
"Do you have change for ₹500?"
Money returned to customer.
"Can I get a refund?"
"The company gave me a full refund."
Refundable: "Is this ticket refundable?"
"Can I exchange this shirt?"
"I'd like to exchange this for a different size."
Exchange = Another product 👕
"Is tax included? / Does the price include tax?"
"Tax is included in the price."
"I left a tip. / Should I leave a tip?"
"How much should I tip?"
"What's your budget? My budget is around ₹5,000."
"It's outside my budget." (= बजट से बाहर है)
Module 5: Salary, Career & Financial Expressions (45–50)
Salary terms, interview answers, annual package, gross vs net & profit/loss.
| Expression | Meaning (Hindi) | Example Sentence |
|---|---|---|
| Salary | वेतन | "She receives her salary on time." |
| Monthly salary | मासिक वेतन | "My monthly salary is ₹50,000." |
| Annual salary | वार्षिक वेतन | "His annual salary is ₹8 lakh." |
| Income | आय | "Agriculture is their main source of income." |
| Earnings | कमाई | "Her yearly earnings have increased." |
| Pay | वेतन/भुगतान | "Equal pay for equal work." |
| Raise | वेतन वृद्धि | "I asked my boss for a salary raise." |
| Bonus | अतिरिक्त भुगतान | "We get a Diwali bonus every year." |
| Allowance | भत्ता | "The company provides a travel allowance." |
| Take-home salary | हाथ में मिलने वाला वेतन | "My net take-home salary is ₹45,000." |
46Asking About Salary Politely
"What's your salary?"
• "What's your salary range?"
• "What's the salary for this position?"
• "Could you tell me about the compensation package?"
47Job Interview Salary Answer Template
"What are your salary expectations?"
"I'm looking for a salary that is competitive with the market and appropriate for my skills and experience."
"Based on my skills and experience, I'm expecting around ₹X per year, but I'm open to discussion."
Gross salary: Salary before deductions.
Net salary: Amount actually received (Take-home salary).
"My gross salary is ₹X, but my take-home salary is ₹Y."
Profit: Money gained ("We made a profit of ₹2 lakh.")
Loss: Money lost ("The business reported a loss last year.")
Module 6: Fractions, Decimals, Phone Numbers & Rules (51–66)
Fractions, decimal pronunciation rules, room/phone numbers, plural number rules.
51Fractions (भिन्न)
"Half of the students passed."
"Three-quarters of the work is complete."
52Decimals (दशमलव)
10.5 → Ten point five
3.14 → Three point one four
99.99 → Ninety-nine point nine nine
3.14: ❌ Three point fourteen → ✅ Three point one four
Say digits individually. For repeated digits say "Double five".
9876543210 → Nine eight seven six five four three two one zero.
5502 → Double five zero two.
"I live at number 25."
"Room 205 → Room two-oh-five."
"Room 120 → Room one-twenty."
25°C: Twenty-five degrees Celsius.
Age Answer: "I'm 25 years old" or "I'm 25."
❌ Don't say: "I have 25 years"
59-63Approximate Numbers & Quantity Phrases
About | Around | Approximately | Nearly | Almost | More than | Less than | Over | Under
"It costs over ₹5,000." | "It's under ₹1,000." | "Nearly 10 PM."
64-66Grammar Rule: Plural "s" after Exact Numbers
"five thousands people" / "two millions dollars"
"five thousand people" / "two million dollars"
When preceded by an exact number, don't add 's'. But when talking generally, say: "Hundreds of people", "Thousands of users", "Millions of people".
Module 7: Common Mistakes, Dialogues & Cross-Questions (67–71)
Fix top 7 errors, read real shopping/restaurant conversations, and practice Q&A.
67🧠 Common Mistakes & Clean Corrections
C: How much is this laptop?
S: It's ₹55,000.
C: Is there any discount?
S: Yes, 10% discount.
C: Does that include tax?
S: Yes, tax is included.
C: Do you offer EMI?
S: Yes, we do.
C: Can I pay by card?
S: Sure.
C: Perfect. I'll take it.
C: Excuse me, can I have the bill, please?
W: Sure. Here you are.
C: How much is it?
W: It's ₹1,850.
C: Does that include tax?
W: Yes, tax is included.
C: Can I pay by UPI?
W: Yes, of course.
C: How much is this?
S: ₹2,000.
C: That's a little expensive. Can you give me a better price?
S: I can give it to you for ₹1,800.
C: Could you make it ₹1,600?
S: Sorry, ₹1,700 is the best I can do.
C: Okay, I'll take it for ₹1,700.
71🔥 Cross-Questions + Model Answers
Q1. How much did you spend today?
Answer: "I spent around ₹1,000 today."
Cross-question: What did you spend it on?
Answer: "I spent it on groceries and a few personal items."
Q2. Do you usually save money?
Answer: "Yes, I try to save some money every month."
Cross-question: What are you saving for?
Answer: "I'm saving for future expenses and emergencies."
Q3. What's your budget for a new phone?
Answer: "My budget is around ₹30,000."
Cross-question: What features are important to you?
Answer: "I mainly care about the camera, battery life, and performance."
Q4. Do you prefer cheap or expensive products?
Answer: "I don't necessarily look for the cheapest products. I prefer something that offers good value for money."
Cross-question: What does 'value for money' mean to you?
Answer: "It means getting good quality and useful features for a reasonable price."
Module 8: Interactive Practice, Challenge & Target Expressions (72–77)
Interactive quiz, speaking challenge, target vocabulary & golden expressions.
72📝 Exercise — Fill in the Blanks (8 Questions)
Test your understanding of Day 5 grammar, vocabulary & prepositions.
1. How much ________ this shirt cost?
2. I ________ ₹2,000 for these shoes.
3. I'm trying to ________ money.
4. It's too expensive. I can't ________ it.
5. Is there any ________?
6. Can I get a ________?
7. The original price was ₹2,000, but now it's ₹1,500. It's on ________.
8. The laptop is expensive, but it's worth ________.
73🎯 Number Reading Practice (Say Aloud)
74🎤 15 Speaking Practice Prompts
75. 🏆 Day 5 Speaking Challenge (3–5 Minutes)
Speak for 3–5 minutes on: "My Spending and Shopping Habits" using this structure:
"I usually try to manage my money carefully."
"I usually spend money on..."
"When I buy something, I usually compare..."
"My monthly budget for ___ is..."
"I try to save money because..."
"I usually look for discounts when..."
"I usually pay by..."
"For me, good value for money is more important than getting the cheapest product."
76📚 40 High-Value Vocabulary Words Target
Hundred | Thousand | Lakh | Crore | Million | Billion | Percentage | Fraction | Decimal | Approximately
Money | Cash | Currency | Price | Cost | Payment | Bill | Receipt | Change | Refund
Discount | Sale | Offer | Affordable | Expensive | Cheap | Pricey | Worth it | Value for money | Bargain
Budget | Save | Spend | Afford | Waste | Salary | Income | Profit | Loss | Expense
77. ⭐ Day 5 Golden Expressions (Memorize Chunks)
Final Memory Trick & Real Conversation Sequence
Remember this logical chain for real shopping transactions:
1. "How much does it cost?"
2. "Is there a discount?"
3. "It's within my budget."
4. "I can afford it."
5. "I'll pay by UPI."
6. "Can I get a receipt?"
That sequence will help you handle any real shopping conversation naturally!
Interactive Vocabulary Bank & Flashcards
Search and mark individual words as learned.
/ˈkiː tɜːrm/
Definition: Fundamental vocabulary concept required for mastery on Day 5
/ˈækʃn freɪz/
Definition: High-frequency expressive phrase used in daily and professional English
/dɪˈskrɪptɪv/
Definition: Nuanced descriptive expression to elevate conversational depth